Filing for bankruptcy may help you keep your home or get you out from under your mortgage. On the day you file for bankruptcy protection, the foreclosure process is legally stopped and an automatic stay goes into effect.
Credit card companies, mortgages, banks and other creditors must cease all efforts to collect on the debt. They cannot call or send letters. They cannot harass your family members or contact you at work. They cannot pursue lawsuits, wage garnishment, liens, repossession or foreclosure after you have filed.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.