Driving under the influence (DUI) offenses are significantly more serious than speeding and other minor traffic infractions. It is a crime rather than a ticketable traffic offense. State prosecutors bring criminal charges against drivers who operate vehicles while drunk or under the influence of other mind-altering substances.
A guilty plea or conviction could potentially lead to jail time, significant financial consequences and a driver’s license suspension. There are also collateral consequences that can affect an individual long after they complete the court process.
The record of a criminal conviction can impact an individual’s access to professional opportunities. Drivers with DUI convictions can also expect to pay substantially more for liability insurance when they regain their driving privileges.
Insurance companies look at driving history
Insurance premiums are a reflection of risk. Drivers with a history of serious collisions or major traffic violations typically pay more for coverage than those who have relatively clean recent records. A DUI is a major violation that has a significant impact on insurance premiums.
Drivers in Virginia pay an average of $1,005 for insurance coverage. They can expect to pay 52% more, on average, after a single DUI conviction. The average price of coverage increases to $1,531, and those higher rates apply for years.
When looking at the big picture, which includes the career consequences of having a criminal record and the financial impact of higher insurance premiums, defending against a DUI charge may be a better solution than pleading guilty. Discussing the circumstances leading to charges with a skilled legal team can help motorists evaluate their options for fighting their pending charges.
